We Customize Mortgage Plans So you can live your best life
Welcome To Blackwell Mortgage
We Customize Mortgage Plans so you can live your best life!
#MortgageWithPurpose
#SpreadTheLove
What is a Mortgage Broker?
Blackwell Mortgage of NC LLC is a Mortgage Broker. This means we work for YOU, not a particular lender. This allows us to help you based on your best interest not our employer's. Instead of you taking time out of your busy day to find the best loan terms, we do that for you. We shop the loan, not only based on rate and fees, but also on lender fit with your unique financial needs. Typically, our fees are paid to us by the lender. (Any exceptions to this will be clearly explained, and the cost to you is the same, regardless). We are not paid until your loan closes. The only fees you pay upfront are for the appraisal, once you are under contract. It is totally free to be Pre-Approved.
What is a Certified Mortgage Adviser?
A Certified Mortgage Adviser looks at things a bit differently. When you go through our process, we will review your answers to a mortgage planning questionnaire. We will match our recommendations to your preferences and your financial ability. We use special tooks to present your mortgage options. We study the market daily to best advise you on the trends in mortgage rates. As a local adviser in the Triangle Area of NC, we can also provide you with keen real estate trends and offer strategies.
Who We Help:
What you get:
What you get:
Homebuying
Primary Residence
Second Homes
Investment Property
of 1-4 Unit Residential Homes
- Recent Graduates
- First-Time Homebuyers
- Anyone experiencing life events such as: coupling, de-coupling, family growth, retirement, and relocation.
- The Self-Employed (we really get this!)
- Co-Buyers - providing smart guidance and services to protect the intere
Homebuying
Primary Residence
Second Homes
Investment Property
of 1-4 Unit Residential Homes
- Recent Graduates
- First-Time Homebuyers
- Anyone experiencing life events such as: coupling, de-coupling, family growth, retirement, and relocation.
- The Self-Employed (we really get this!)
- Co-Buyers - providing smart guidance and services to protect the interests of all parties.
Refinancing
Primary Residence
Second Homes
Investment Property
of 1-4 Unit Residential Homes
- Delayed Financing for Cash Buyers
- Equity Buy Outs for Separating Couples
- Debt Consolidation Home Loans
Licensed in NC, SC, VA
We do not offer down payment assistance programs, construction to perm, renovation, or lot financing. If you need something we do not offer, we are happy to recommend a local community lender. If we can't help, we will find someone who can, or give you a plan.
What you get:
What you get:
What you get:
We believe in being a part of your life's journey. We earn this by:
- Being a trusted advisor and resource.
- Customizing mortgage solutions that optimize your short and long-term financial goals.
- Pre-underwriting your loan for accuracy to provide a predictable and smooth process.
- Providing a delightful experience.
How we help:
What you get:
How we help:
There are hundreds of programs, we will guide you strategically to come up with the best solution for your needs. Here is a sample of what we offer:
- Conforming Conventional loans. (Loans up to $726,200 )
- Jumbo loans. (Loans over $726,200)
- **NEW**1% down loan program for borrowers that make 80% or less of the Area Median Income. Loan amounts
There are hundreds of programs, we will guide you strategically to come up with the best solution for your needs. Here is a sample of what we offer:
- Conforming Conventional loans. (Loans up to $726,200 )
- Jumbo loans. (Loans over $726,200)
- **NEW**1% down loan program for borrowers that make 80% or less of the Area Median Income. Loan amounts up to $350K
- Home Ready/Home Possible (Conventional loans with 3% down, reduced Mortgage Insurance for buyers with incomes up to 80% of the Area median income. Up to $726,200 loan amount.
- FHA, loans with 3.5% down up to max loan amount allowed by FHA, min score of 580.
- VA and VA Jumbo, home loans for Veterans with entitelment, 0% down!
- USDA loans, 0% down, for Rural areas, income and geographic restrictions apply.
- Loans for the Self-Employed: Full Doc and Non-QM (Bank Statements,DSCR)
Loans for Real estate Investors: DSCR for Long and Short-term Rentals, BRRRR, Fix and Flip
Non- Real estate loans for business owners: Commercial Purpose Loans
Jeremiah 29:11
"For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future.
The Heart Behind Blackwell Mortgage. Our Why?
We donate a portion of all loan commissions to 1C1313.org to be used to match public donations. Our goal is to donate a double portion to local non-profits that meet essential and basic needs for children and adults who need extra help. (our funds + public donations = double donation.) Together we can do more! We will match your donation. Your impact is also doubled!
Certifications
Blackwell Mortgage is an Equal Housing Opportunity Lender
Blackwell Mortgage of NC, LLC
4509 Creedmoor Rd, Suite 201, Raleigh, NC 27612
Copyright © 2023 Blackwell Mortgage of NC, LLC - All Rights Reserved.
Company NMLS 2078740, NC Lic B-195740, VA MC-7206