We Customize Mortgage Plans So you can live your best life
Welcome To Blackwell Mortgage
We Customize Mortgage Plans so you can live your best life!
#MortgageWithPurpose
#SpreadTheLove
Jeremiah 29:11
"For I know the plans I have for you,” declares the Lord, “plans to prosper you and not to harm you, plans to give you hope and a future."
Awards, Certifications, Recognition
Be Sure to Check out these pages!
WHY we do what we do
Impact Multiplied
We donate at least $100/ loan to 1C1313.org to be used to match community donations. We aim to donate a double portion to local non-profits that meet essential needs for children and adults who can benefit. (Our funds + community donations = double donation.) Together, we can do more! We will match your donation. Your impact is also doubled!
Click on the logo to learn more about our non-profit serving our local community.
What is a Certified Mortgage Adviser?
A Certified Mortgage Adviser looks at things a bit differently. When you go through our process, we will review your answers to a mortgage planning questionnaire. We will match our recommendations to your preferences and your financial ability. We use special tooks to present your mortgage options. We study the market daily to best advise you on the trends in mortgage rates. As a local adviser in the Triangle Area of NC, we can also provide you with keen real estate trends and offer strategies.
What is a Mortgage Broker?
Blackwell Mortgage of NC LLC is a Mortgage Broker. This means we work for YOU, not a particular lender. This allows us to help you based on your best interest not our employer's. Instead of you taking time out of your busy day to find the best loan terms, we do that for you. We shop the loan, not only based on rate and fees, but also on lender fit with your unique financial needs. Typically, our fees are paid to us by the lender. (Any exceptions to this will be clearly explained, and the cost to you is the same, regardless). We are not paid until your loan closes. The only fees you pay upfront are for the appraisal, once you are under contract. It is totally free to be Pre-Approved.
Who We Help:
What you get:
What you get:
Homebuyers:
-PURCHASE-
- Primary Residence
- Second Homes
- Investment Property
1-4 Unit Residential Homes
Recent Graduates
First-Time Homebuyers
Anyone experiencing life events such as: coupling, de-coupling, family growth, retirement, and relocation.
The Self-Employed (we really get this!)
Co-Buyers - providing smart guidance and services to protect th
Homebuyers:
-PURCHASE-
- Primary Residence
- Second Homes
- Investment Property
1-4 Unit Residential Homes
Recent Graduates
First-Time Homebuyers
Anyone experiencing life events such as: coupling, de-coupling, family growth, retirement, and relocation.
The Self-Employed (we really get this!)
Co-Buyers - providing smart guidance and services to protect the interests of all parties.
Homeowners:
-REFINANCE-
- Primary Residence
- Second Homes
- Investment Property
1-4 Unit Residential Homes
Delayed Financing for Cash Buyers
Equity Buy Outs for Separating Couples
Debt Consolidation Home Loans
Home Equity Lines of Credit
Licensed in NC, SC, VA
We do not offer construction to perm, renovation, or lot financing. If you need something we do not offer, we are happy to recommend a local community lender. If we can't help, we will find someone who can, or give you a plan.
What you get:
What you get:
What you get:
We believe in being a part of your life's journey. We earn this by:
- Being a trusted advisor and resource.
- Customizing mortgage solutions that optimize your short and long-term financial goals.
- Pre-underwriting your loan for accuracy to provide a predictable and smooth process.
- Providing a delightful experience.
How we help:
What you get:
How we help:
There are hundreds of programs. We will guide you strategically to come up with the best solution for your needs. Here is a sample of what we offer:
- Conforming Conventional loans. (Loans up to $806,500 )
- Jumbo loans. (Loans over $806,500)
- **NEW**1% down loan program for borrowers that make 80% or less of the Area Median Income. Loan amounts
There are hundreds of programs. We will guide you strategically to come up with the best solution for your needs. Here is a sample of what we offer:
- Conforming Conventional loans. (Loans up to $806,500 )
- Jumbo loans. (Loans over $806,500)
- **NEW**1% down loan program for borrowers that make 80% or less of the Area Median Income. Loan amounts up to $350K
- Home Ready/Home Possible (Conventional loans with 3% down, reduced Mortgage Insurance for buyers with incomes up to 80% of the Area median income. Up to $806,500 loan amount.
- FHA, loans with 3.5% down up to max loan amount allowed by FHA, min score of 580.
- VA and VA Jumbo, home loans for Veterans with entitlement, 0% down!
- USDA Loans with 0% down.
- Loans for the Self-Employed: Full Doc and Non-QM (Bank Statements,DSCR)
Loans for Real estate Investors: DSCR for Long and Short-term Rentals, BRRRR, Fix and Flip
Non- Real estate loans for business owners: Commercial Purpose Loans
Learn more about Smart Co-Buying
Thinking about buying with a friend, family member, co-worker, associate, or partner?
Co-buying is the future of home purchases. Combining the income of 2-4 people optimizes one's buying power, and reduces the monthly cost, while one captures the growth in equity of the property. Waiting for home prices and interest rates to come down is not the answer. Click here to learn more about Smart Co-Buying.
Disclosure
Please note that we will make every effort to find the best viable solution for your unique situation.
- Pre-approval is not a guarantee: While a pre-approval letter indicates that you are likely to qualify for a mortgage, it does not guarantee final loan approval.
- Final approval depends on various factors: A lender must still conduct thorough due diligence before closing a loan.
We make no commitment to lend until your loan has been final approved by your selected lender.
Blackwell Mortgage of NC, LLC
4509 Creedmoor Rd, Suite 201, Raleigh, NC 27612
Copyright © 2025 Blackwell Mortgage of NC, LLC - All Rights Reserved.
Company NMLS 2078740, NC Lic B-195740, VA MC-7206