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The mortgage rates shown on the link above are the result of an ongoing national survey of lenders done by a Third Party. These are not rate quotes by Blackwell Mortgage. Your interest rate, based on your factors, can be lower, or higher. To get an accurate assessment of the loan programs you are eligible for and those corresponding rates, please either schedule an appointment for an initial consultation for a ball park. To get accurate rates based on your qualifications, a loan application will be required. A proper rate quote contains a list of fees associated with that interest rate. This is known as a Loan Estimate. If you are not under contract to purchase a home or you are not refinancing, your Broker will provide you loan options based on current rates and your application profile. Rates will not be locked in until there is a known and confirmed close date for your purchase. Rates can be locked for 30, 60, 90, and 180 days. Rate locks for 90 days and longer do come with non-refundable up front costs. Please speak to your Mortgage Adviser to learn more.
Methodology & Definitions
Rates displayed are the average rate of all appropriate locks locked through the Optimal Blue product eligibility and pricing engine on a given day. No adjustments are made for buy-up or buy-down decisions made by individuals. Data is aggregated nightly with the previous day’s locks. Weekends and holidays are excluded due to lack of lock volume. All applicable product types are included unless otherwise specified, and the breakdown of customer types is by mortgage company (82.49%), bank (15.30%), credit union (1.92%), and service provider (0.30%).
Blackwell Mortgage is an Equal Housing Opportunity Lender.