Our Process

Be confident and prepared for the home loan process.

Let us be your Guide. A message from April Young Blackwell, Owner, Broker, MLO, CMA

Step 1. Schedule your initial consultation

Step 2. Apply online and supply supporting documentation

Step 3. Get Pre-Approved. Review Options and Prepare for Process.

Step 4. Find Home.

Step 5. Negotiate Terms of Purchase.

Step 6. Submit loan application with contract to lender.

Step 7. Conditional approval and third-party third engagement.

Step 8. Final Approval.

Step 9. Closing preview. Wire funds.

Step 10. Closing Day!

Our Process

Get Ready! "The Audition."

Get Ready! "The Audition."

Get Ready! "The Audition."

Schedule Initial Consultation
Initial Consultation
Apply for your Pre-approval
Review Your Mortgage Options with your Certified Mortgage Advisor
Complete Documentation needed for Underwriting

Schedule Initial Consultation

Get Set! "Dress Rehearsal"

Get Ready! "The Audition."

Get Ready! "The Audition."

Receive Pre-Approval
Let your agent know you are ready to look!
Work with your agent on what's right for you within the parameters of your pre-approval.
Let us know if you need anything updated or changed!
Make an offer with your agent and negotiate with the sellers.

Go! "Show Time."

Finish Line. "Final Curtain."

Finish Line. "Final Curtain."

Your Offer is accepted on your Home!
Revisit mortgage options specific to property
Select best option
Update Documents as needed
Review and Sign your Loan Disclosures
Broker submits application to Lender's Underwriter
Broker orders third party services
Get your homeowners insurance
Final Approval
Issue, Acknowledge, Review the Closing Disclosure

Finish Line. "Final Curtain."

Finish Line. "Final Curtain."

Finish Line. "Final Curtain."

Close!
Move in!
Make your memories!